Paula

Paula’s mother self-funded care.

Paula has arranged live-in care for her mother for 5 years. They have one carer Monday to Friday and another over the weekend. A third carer helps out occasionally and Paula and her family are always on hand to give extra help and oversee care.

Paula’s mother moved to England from Ireland as a young woman and worked as a nurse. She was always very cost-conscious and liked to save so that she would be prepared for whatever she might need in her later years. She was financially astute and liked to read the money pages in the press and keep up to date with investment bonds or ISAs. Paula’s mother did not discuss plans for care except to say that she did not want to be “put in a home’. Paula has no brothers or sisters so the decisions fall to her with help, and support from her husband. She feels that self-funders are “invisible” to society and to the health and social care system.

When Paula’s mother began to show signs of dementia, Paula arranged for daily care to see that her mother was safe and eating her meals. Her mother’s rapid decline led to her moving in with Paula’s family for a short time, however, this did not work out because her mother was disorientated in Paula’s home. She decided that the best solution would be to have live-in care at her mother’s own home, so Paula found two carers to cover the full week. This left Paula time to socialise with her mother and take her to the local clubs she enjoyed.

Paula’s advice about paying for care in your own home is to think about the full costs involved. The house and garden need to be maintained as well as the continuing cost of household bills. Paula’s mother receives Attendance Allowance and also is exempt from paying council tax due to her disabilities.

Paula talks about the pros and cons of making decisions as an only child.

Age at interview 54

Gender Female

Paula explained how taking her mum to a singing group helped Paula to network in the local community.

Age at interview 54

Gender Female

Paula was not sure why her mum did not have CHC funding but other people in a similar situation did.

Age at interview 54

Gender Female

Paula told us why she decided to employ 24-hour care for her mum.

Age at interview 54

Gender Female

Paula’s mother has live-in carers and they check her health and care needs.

Age at interview 54

Gender Female

When Paula’s mum experienced a sudden decline in her abilities, Paula had to review her care arrangements.

Age at interview 54

Gender Female

Paula’s mum, a retired nurse, was aware that she might need care in her later years.

Age at interview 54

Gender Female

Paula is managing care at home for her mother but doesn’t like to think too far ahead.

Age at interview 54

Gender Female

Paula decided to employ live-in carers for her mother.

Age at interview 54

Gender Female

Paula arranged for carers to come in to give her mother a hot meal.

Age at interview 54

Gender Female