Janine

Janine’s mother self-funded care from age 85.

Janine’s mother was living with Lewy body dementia and had mobility problems. At first, Janine cared for her mother and persuaded her to have a cleaner to help out. Gradually her care needs increased and they began paying carers to come in each day.

Janine’s mother was living with Lewy body dementia which affected her mobility as well as her memory. She continued to live in her own home until the end of her life with support from Janine and paid careworkers.

Janine had been caring for her mother more and more over the years, but her mother was resistant to having paid careworkers come into her home. When her mother started getting Attendance Allowance, Janine persuaded her to have a cleaner and later she arranged paid careworkers from an agency. Janine lived 25 miles away and had a young family to look after. Paying for care meant Janine knew her mother was safe and getting her meals when she couldn’t be there. Also, when Janine visited they could spend time together, going out for meals or social events rather than cleaning and doing personal care.

Janine’s mother had alterations to the upstairs bathroom which was paid for out of her savings. She went into hospital after a fall and the occupational therapists told her she would need to move her bedroom to the ground floor before she could safely return home. The local council adult social care department helped to fund this and provide some equipment.

After paying for care for around three years, Janine applied to the local council for a financial assessment because her mother’s savings were running out. When her savings dropped below the financial threshold, the local council started to pay towards the costs of the careworkers.

Interviewed online due to 2020 COVID-19 restrictions.

Janine didn’t find out for years that her mum could save on Council Tax.

Age at interview 63

Gender Female

Janine explains what she had to take to the financial assessment.

Age at interview 63

Gender Female

When her mum’s money reduced to below the threshold, Janine opened an account to pay the care workers.

Age at interview 63

Gender Female

Janine paid for care for her mum but was still eligible for Carer’s Allowance.

Age at interview 63

Gender Female

Janine thought her mum had more choice by going direct to the care agencies rather than through the council.

Age at interview 63

Gender Female

Janine’s mother started to pay for care at home when Janine volunteered at the London Olympics.

Age at interview 63

Gender Female

Janine thought the care monitor that her mum had kept her from needing nighttime care.

Age at interview 63

Gender Female