Jennifer

Jennifer self-funded care from age 65.

Jennifer and her husband purchased a property in a retirement village that could offer ongoing nursing and specialist dementia care. Jennifer feels secure and has the freedom to live life as she chooses. She can arrange extra care as and when she needs.

Jennifer noticed early signs of dementia in her late fifties and retired from her role as a GP. She was diagnosed with mixed dementia and also has a heart condition. Living in a retirement village means that Jennifer has the security of knowing care teams are on hand day and night. She has daily help to check on her when she gets confused and to manage her medication. The care teams are employed and trained by the village so whenever Jennifer needs extra help it can be quickly arranged.

She and her husband chose this place because it offered independence but also provides all the care she may need to end of life. Should Jennifer need additional care in the future there is an option to sell her apartment and move into the specialised advanced dementia unit in the retirement village where she can enjoy the same facilities and see familiar friends and staff.

Jennifer believes it is important for older people to maintain their independence and remain enabled with support where needed. When choosing a retirement or care home, Jennifer thinks people should consider whether it will serve their needs long-term or, alternatively, would they be prepared to make a second move if needed.

In addition to the capital outlay of purchasing the apartment, Jennifer pays a monthly fee. This covers her care package, a contribution to the maintenance of the village and use of the facilities, including a swimming pool and gym. The cost of care is paid from her income which includes pensions, Attendance Allowance and returns on investments from the proceeds of selling the family home.

Jennifer points out that the person appointed as attorney does not have to be family.

Age at interview 74

Gender Female

Jennifer’s son keeps an eye on all her banking.

Age at interview 74

Gender Female

Jennifer doesn’t think that care annuities are good value.

Age at interview 74

Gender Female

Jennifer lives in a care village where there are lots of extra activities on offer.

Age at interview 74

Gender Female

Jennifer tells us how important it is to maintain independence and be supported to do things for herself.

Age at interview 74

Gender Female

Jennifer says she wanted a care facility that would serve her changing needs until the end of her life.

Age at interview 74

Gender Female

Jennifer lives in a care village and is able to have flexible care when she needs it.

Age at interview 74

Gender Female